{
  "schema_version": "1.0.0",
  "spec_id": "INT-PERSONAL-CONFIRM-1",
  "system_ref": "assistant (vendor-hosted)",
  "owner": {
    "name": "The person",
    "role": "Principal",
    "contact": "The prompt on the person's phone"
  },
  "information_available": [
    "The full message and its recipients, or the payee, the amount, and the bill it pays",
    "Whether the recipient or payee is new",
    "Whether the action can be undone, and how: the mail provider's 30-second undo, or a card dispute"
  ],
  "actions_preventable": ["SEND", "PAY"],
  "states_alterable": [
    "message text and recipients, before sending",
    "payment amount and date, before paying",
    "grant.state (allowed -> suspended), by turning sending or paying off"
  ],
  "on_disagreement": "The person's edit or refusal stands. The assistant records it as a correction to its standing instructions, not only to this action, and says what changed.",
  "incentives": "The prompt arrives while the person is doing something else, and approving takes one tap. Nothing rewards reading it.",
  "cost_to_exercise": "Refusing is one tap. Editing means opening the draft.",
  "reach_time_target": "PT15M",
  "non_retaliation": {
    "policy_ref": "Not applicable: the owner is the principal, and no one can penalize them for refusing.",
    "attested": false
  },
  "mechanism": "hold"
}